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Here's What Borrowers Generally Ask

Applying Does NOT Affect Your Credit Score


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As the name implies, you can repay your loan amount in installments instead of paying it in lump sum.
You can pay any kind of bills such as utility bills, credit cards, etc.
No. The application is free even if you are not approved.
When you apply for a loan over the weekend, you shall receive your loan amount subject to approval on the next business day (i.e. on Monday).
You will receive a call or email from us within one hour of your loan application during normal business hours (Monday to Friday, 8:00 AM to 7:00 PM EST).
No. The installment loan application is a completely fax free procedure.
We welcome applicants with any credit scores.
In most cases, the very next (business) day after your loan approval.
We deposit the loan amount electronically through ACH (Automated Clearing House).
The primary factor is your current monthly income. At times, various other factors may play a small role too.
Responsible and trustworthy repayment of your first loan.
It is $30 for every $100 borrowed.
Let us know at least two business days prior to the loan due date. We can help you by extending the payment due date. Failing to do so may attract penalties – kindly refer to the loan agreement for exact details.
Annual percentage rate (APR) is the annual interest on your total loan amount. A lower APR means lower monthly payments.
It is an electronic funds transfer method used for both withdrawing and depositing funds.
As a responsible lender, we abide by the state and federal laws. Hence, we withdraw only the authorized amount. However, if you have concerns or doubts about a processed transaction, kindly reach out to us at
Unfortunately we are unable to provide loans to military personnel at this time. We do thank you for your service.

We at QuickFundUSA do not extract loan applicants' credit related details from any of the 3 major credit bureaus- Experian, Equifax and TransUnion. If we feel the need to have any such information to take a decision on an application, we turn to an independent source.

For your benefit, remember that your application is verified automatically by our system and therefore, the authenticity and verifiability of your submitted information decide how much time it takes for the decision. If any information appears to be missing, you would be asked to submit to validate your application. The rates and terms are not independent of the state laws and your income status. Note- Money requested after 6:00 PM EST will only be considered for verification on the next business day- usually, Monday if not a holiday.

Call our customer service at - (800) 957-4811 or email to for help.

*I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by QuickFundUSA