Get Help Understanding our Online Installment Loans Better!

Here's What Borrowers Generally Ask

Applying Does NOT Affect Your Credit Score


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As the name implies, you can repay your loan amount in installments instead of paying it in lump sum.
You can pay any kind of bills such as utility bills, credit cards, etc.
No. The application is free even if you are not approved.
When you apply for a loan over the weekend, you shall receive your loan amount subject to approval on the next business day (i.e. on Monday).
You will receive a call or email from us within one hour of your loan application during normal business hours (Monday to Friday, 8:00 AM to 7:00 PM EST).
No. The installment loan application is a completely fax free procedure.
We welcome applicants with any credit scores.
In most cases, the very next (business) day after your loan approval.
We deposit the loan amount electronically through ACH (Automated Clearing House).
The primary factor is your current monthly income. At times, various other factors may play a small role too.
Responsible and trustworthy repayment of your first loan.
It is $30 for every $100 borrowed.
Let us know at least two business days prior to the loan due date. We can help you by extending the payment due date. Failing to do so may attract penalties – kindly refer to the loan agreement for exact details.
Annual percentage rate (APR) is the annual interest on your total loan amount. A lower APR means lower monthly payments.
It is an electronic funds transfer method used for both withdrawing and depositing funds.
As a responsible lender, we abide by the state and federal laws. Hence, we withdraw only the authorized amount. However, if you have concerns or doubts about a processed transaction, kindly reach out to us at
Unfortunately we are unable to provide loans to military personnel at this time. We do thank you for your service.

We at QuickFundUSA do not extract loan applicants' credit related details from any of the 3 major credit bureaus- Experian, Equifax, and TransUnion. If we have any such information to make a decision on an application, we turn to an independent source.

QuickFundUSA is not a lender and does not make any lending or credit decisions. Loans up to $5,000 are available from our connected direct lenders. However, not all lenders can provide you with that amount. Not all states are eligible for our service. Receiving a loan offer is not guaranteed if you submit a loan request through QuickFundUSA.

For your benefit, remember that your application is verified automatically by our system. Therefore, the authenticity and verifiability of your submitted information decide how much time it takes for the decision. If any information appears to be missing, you will be asked to submit it to validate your application. The rates and terms are not independent of the state laws and your income status. Note that money requested after 6:00 PM EST will only be considered for verification on the next business day.

Our goal is to promote safe and responsible lending. Short-term loans should not be used as a long-term financial solution but rather for short-term financial requirements. Credit counselling is recommended for customers who have credit issues.

Call our customer service at - (800) 957-4811 or email to for help.

*I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by QuickFundUSA. With our online borrowing system, each step of your application and its proceeding steps shall be made clear to you. Once assessed by our support team, your much-needed loan will be processed in as little as an hour.